First Ukrainian Global Bank (FUIB) is certainly one of the leaders in customer financing. As of 1, 2020, the bank is servicing 591,795 loan agreements april. We realize that as a result of the introduction of quarantine, some of our customers might have trouble in servicing their loan. To stop this, since 6, FUIB has introduced loan repayment holidays for individuals who have valid loans for the purchase of goods or cash loans from FUIB april. Loan repayment holiday breaks usually do not include increasing the interest that is real and spending a payment for supplying them.
Exactly exactly just What loans do loan payment vacations connect with?
- Loan repayment holiday breaks use to cash loans or loans for the purchase of products which were correctly serviced by borrowers before March 1, 2020
- Loan repayment vacations connect with loans using the contract that is remaining of 4 thirty days or much much much longer.
What exactly is the term of loan payment breaks?
Loan repayment breaks final three months through the date of application approval: customers will probably spend paid down quantities into the three repayment that is following ( the following three repayment times under the Contract).
Exactly just just How will the re re re re payment for the loan payment holidays’ period be determined? </u>
Mandatory re re payments according to your present routine, which often include the human human anatomy associated with loan plus the accrued interest, will simply include interest regarding the loan during loan payment vacations. Temporarily, the human anatomy of this loan will never be accrued. This will lessen the burden that is financial 3 months by TWOFOLD.
Re re Payments regarding the physical human body associated with loan that have actually maybe perhaps maybe not been accrued throughout the loan payment vacations will need to be compensated later on. These re re re payments will likely be evenly spread on the quantity of months staying before the mortgage is completely paid back beneath the regards to the mortgage agreement.
EXAMPLE for conditional mandatory repayment on a loan of 10,000 UAH for a duration of two years
| Mandatory re re payment ahead of the mortgage payment breaks 815.47 UAH contains: | Mandatory re re payment through the mortgage payment vacations 399.07 UAH includes: | Mandatory re re payment after the loan payment vacations 905 UAH contains: |
| 416.4 UAH (loan human body) | Temporarily perhaps perhaps not accrued | 505.93 UAH (loan human body) |
| 399.07 UAH (month-to-month payment and interest on the mortgage) | 399.07 UAH (month-to-month payment and interest regarding the mortgage) | 399.07 UAH (month-to-month payment and interest on the mortgage) |
Utilizing the loan payment vacations
Litigant whom because of quarantine and short-term loss in earnings is not able to repay the money or commodity loan from FUIB, may utilize loan payment breaks on very very own effort. You are able to purchase loan payment breaks remotely. This involves:
- Completing the application type at the after website link
Just just just exactly What information has become stated to get loan payment vacations
- Individual Taxpayer Identification Number
- Phone number
- Customer’s surname, patronym and name
Just how to get confirmation of loan repayment breaks activation
- There’s no necessity to make contact with your bank branch for loan repayment breaks
- A finished application type or recording of a phone discussion by having a call center worker on the bank’s site is considered to function as verification associated with the customer’s permission to trigger loan repayment vacations
- In the time the application form is submitted or in the next company day after it, the customer will get an SMS notification concerning the activation of loan payment vacations, the total amount of repayment for the vacation duration and after it comes to an end. The client will receive an SMS notification with the recalculated amount of payment within 5 working days before the payment date.
Detailed information regarding loan payment breaks for money loans or loans to buy of products is available at the after website link.
You want to remind that FUIB also introduced loan payment vacations for credit card holders. Loan repayment vacations are immediately implemented and effective for many FUIB charge card holders whoever repayment times are between March 30 and June 30, 2020. Extra information can be acquired during the after website link